Asset Allocation

What suits your investment personality best

Asset allocation that follows your personality

Kaiser Partner Financial Advisors follows these typical asset allocation types to meet your investor personality:

Fixed Income (Conservative Type)

This strategy aims to preserve the value of your assets while profiting from a regular interest return and a very low risk. We avoid equities and concentrate on a mixture of bonds, short-term investments, convertible bonds, and alternative investments.

  • Preservation of asset value
  • Very low risk
  • Regular interest returns
  • Bonds and short-term investments
  • Convertible bonds
  • Alternative investments
  • No equity investments

Yield (Conservative Type – Balanced Type)

With the aim of generating long-term asset growth, this strategy focuses on low-risk interest returns and capital gains. We achieve this with the same asset mix as the Fixed Income strategy, plus a few carefully selected equity investments.

  • Long-term asset growth
  • Low risk
  • Interest and dividend returns plus capital gains
  • Bonds and short-term investments
  • Convertible bonds
  • Alternative investments
  • A few equities

Balanced (Balanced Type)

We recommend this strategy if you want balanced long-term asset growth and can accept moderate risk. An increased share of equities – with addition of fixed income instruments results in increased earnings expectations.

  • Long-term balanced asset growth
  • Moderate risk
  • Interest and dividend returns plus capital gains
  • Bonds and short-term investments
  • Convertible bonds
  • Alternative investments
  • Increased share of equities

Growth (Long-Term Type)

With a long-term investment strategy, you can invest in instruments that are more volatile but that can potentially deliver greater returns from capital gains, interest, and dividend payments.

  • High potential long-term asset growth
  • High volatility / higher risk
  • Returns from capital gains, plus interest and dividend payments
  • Bonds and short-term investments
  • Convertible bonds
  • Alternative investments
  • Higher share of equities

Core satellite approach

Protecting Wealth – Providing Opportunity

During our advisory process, we will discuss various strategies and choose the appropriate one with you. We will then work on a combination of financial investments to convert this strategy into action. Our core satellite approach helps us to build a structure that protects your wealth while providing opportunities.

The core element focuses on long-term holdings with a high level of security. Wide diversification usually helps us to achieve this goal. Our experts shape this central element by choosing assets across various currencies, industries, and geographic areas. Focusing on stable long-term investments minimizes both the risk and the management costs involved.

The second element in this approach brings in smaller satellites that have a higher risk/return ratio and are actively managed. These modules give the investor the chance to actively exploit opportunities created by the latest market developments.

As market trends, economic cycles, family situations, and other circumstances change over time, so does the most effective way of managing your assets. As your trusted financial advisor, we feel it is our responsibility to react flexibly to this challenge. A slight readjustment to your asset allocation might be enough, or we may have to take more time to discuss further alternatives. The key to our advisory approach is that it is based on close dialogue with you. It goes much further than simply setting up a portfolio.

We believe in putting our clients first

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